Regulation CC governs when you can access funds after making a deposit. This guide breaks down the specific timeframes for different types of deposits—including Treasury checks, USPS money orders, and ACH transfers—under standard conditions and exception scenarios. It’s a vital tool for federal employees and retirees who need clarity on banking timelines and fund access. https://www.federalpensionadvisors.com/post/reg-cc-funds-availability-chart