Geared toward federal employees and conservative investors, this guide unpacks how I Bonds work, what's driving the predicted rate changes in 2025, and how they fit into a secure retirement strategy. It explores the Treasury's two-tier interest structure (fixed + variable), the expected impact of cooling inflation, and practical strategies like purchase ladders and pairing I Bonds wit... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025