신용카드 상품권 and 문화상품권, while both serving as gift cards, are used for different purposes. 신용카드 상품권 are general-purpose prepaid cards that can be used for most retail purchases, both online and offline, just like a regular credit card. On the other hand, 문화상품권 are specific to cultural activities, https://click4r.com/posts/g/18847688/everything-you-need-to-know-about-cultural-gift-certificate-cashing#google_vignette