Coffee - With all of the "latte factor" concepts of non-public finance, these are starting to obtain self-conscious from spending a lot money in their favorite mocha. I wish I'd known about the ability to exchange gift cards for cash last year when for Christmas I received a card to a theater chain. https://groups.google.com/g/giftcard-mall-my-gift-info/c/lJb4jNQqwjY